/* ===========================================================
   Summit Ridge Bank : shared stylesheet
   =========================================================== */
:root{
  --navy:#13294b;
  --navy-2:#1c3760;
  --steel:#2f5f8f;
  --steel-light:#5b86b3;
  --gold:#b0894f;
  --ink:#1a2333;
  --muted:#5c6675;
  --paper:#f7f5f0;
  --paper-2:#efece4;
  --line:#e0dccf;
  --white:#ffffff;
  --maxw:1140px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:"Inter","Helvetica Neue",Helvetica,Arial,sans-serif;
  color:var(--ink);
  background:var(--white);
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
}
h1,h2,h3,.serif{
  font-family:Georgia,"Times New Roman",serif;
  font-weight:600;
  letter-spacing:-0.01em;
  color:var(--navy);
  line-height:1.15;
}
a{color:var(--steel);text-decoration:none}
img{max-width:100%}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 28px}
.eyebrow{
  font-family:"Inter",sans-serif;
  text-transform:uppercase;
  letter-spacing:.18em;
  font-size:12px;
  font-weight:600;
  color:var(--gold);
}

/* ---------- Header ---------- */
header{
  position:sticky;top:0;z-index:50;
  background:rgba(255,255,255,.9);
  backdrop-filter:saturate(160%) blur(10px);
  border-bottom:1px solid var(--line);
}
.nav{display:flex;align-items:center;justify-content:space-between;height:76px}
.brand{display:flex;align-items:center;gap:13px}
.brand .mark{height:46px;width:auto;flex:none}
.brand .name{display:flex;flex-direction:column;line-height:1}
.brand .name b{
  font-family:Georgia,serif;font-weight:700;color:var(--navy);
  font-size:17px;letter-spacing:.14em;
}
.brand .name span{
  font-size:9.5px;letter-spacing:.42em;color:var(--steel);
  margin-top:4px;text-transform:uppercase;font-weight:600;
}
nav.links{display:flex;gap:34px;align-items:center}
nav.links a{
  color:var(--ink);font-size:14.5px;font-weight:500;
  letter-spacing:.01em;position:relative;
}
nav.links a:hover{color:var(--steel)}
nav.links a.active{color:var(--steel)}
nav.links a.active::after{
  content:"";position:absolute;left:0;right:0;bottom:-6px;height:2px;background:var(--gold);
}
nav.links a.btn,nav.links a.btn:hover{color:#fff}
.btn{
  display:inline-block;background:var(--navy);color:#fff;
  padding:12px 22px;border-radius:2px;font-size:14px;font-weight:600;
  letter-spacing:.02em;transition:background .15s ease;border:1px solid var(--navy);
}
.btn:hover{background:var(--navy-2)}
.btn.ghost{background:transparent;color:var(--navy)}
.btn.ghost:hover{background:var(--paper)}
.nav-toggle{display:none}

/* ---------- Hero (home) ---------- */
.hero{
  position:relative;
  background:
    linear-gradient(180deg,rgba(19,41,75,.92),rgba(19,41,75,.96)),
    radial-gradient(1200px 500px at 70% -10%,rgba(91,134,179,.35),transparent 60%);
  color:#eef2f8;overflow:hidden;
}
.hero .ridge{position:absolute;left:0;right:0;bottom:-1px;width:100%;height:auto;display:block;opacity:.5}
.hero .wrap{position:relative;z-index:2;padding-top:104px;padding-bottom:150px}
.hero .eyebrow{color:#9db8d6}
.hero h1{color:#fff;font-size:56px;margin:20px 0 0;max-width:15ch}
.hero p.lead{font-size:20px;color:#cdd9e8;max-width:52ch;margin:26px 0 0;font-weight:400}
.hero .cta{margin-top:38px;display:flex;gap:14px;flex-wrap:wrap}
.hero .btn.ghost{color:#fff;border-color:rgba(255,255,255,.4)}
.hero .btn.ghost:hover{background:rgba(255,255,255,.08)}

/* ---------- Page header (interior pages) ---------- */
.page-header{
  position:relative;
  background:
    linear-gradient(180deg,rgba(19,41,75,.94),rgba(19,41,75,.97)),
    radial-gradient(1000px 420px at 78% -20%,rgba(91,134,179,.34),transparent 60%);
  color:#eef2f8;overflow:hidden;
}
.page-header .ridge{position:absolute;left:0;right:0;bottom:-1px;width:100%;height:auto;display:block;opacity:.5}
.page-header .wrap{position:relative;z-index:2;padding-top:74px;padding-bottom:96px}
.page-header .eyebrow{color:#9db8d6}
.page-header h1{color:#fff;font-size:46px;margin:18px 0 0;max-width:20ch}
.page-header p{font-size:19px;color:#cdd9e8;max-width:56ch;margin:22px 0 0}

/* ---------- Trust / stats ---------- */
.trust{background:var(--paper);border-bottom:1px solid var(--line)}
.trust .wrap{display:flex;justify-content:space-between;gap:30px;flex-wrap:wrap;padding-top:34px;padding-bottom:34px}
.stat{flex:1 1 200px}
.stat b{font-family:Georgia,serif;font-size:34px;color:var(--navy);display:block;line-height:1}
.stat span{font-size:13.5px;color:var(--muted);letter-spacing:.02em}

/* ---------- Sections ---------- */
section{padding:96px 0}
.section-head{max-width:60ch}
.section-head.center{margin:0 auto;text-align:center}
.section-head h2{font-size:38px;margin:14px 0 0}
.section-head p{font-size:18px;color:var(--muted);margin:18px 0 0}

/* Positioning band */
.band{background:var(--paper)}
.band .quote{font-family:Georgia,serif;font-size:30px;line-height:1.4;color:var(--navy);max-width:24ch}
.band .grid{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.band .body p{font-size:17px;color:var(--ink);margin:0 0 18px}
.band .body p:last-child{margin-bottom:0}
.sign{margin-top:26px;font-family:Georgia,serif;font-style:italic;color:var(--steel)}

/* Service cards (overview) */
.cards{display:grid;grid-template-columns:repeat(2,1fr);gap:26px;margin-top:54px}
.card{
  background:var(--white);border:1px solid var(--line);border-radius:3px;
  padding:34px 32px;transition:box-shadow .18s ease, transform .18s ease;
}
.card:hover{box-shadow:0 18px 40px -24px rgba(19,41,75,.4);transform:translateY(-2px)}
.card .ic{
  width:44px;height:44px;border-radius:3px;background:var(--paper);
  display:flex;align-items:center;justify-content:center;margin-bottom:20px;border:1px solid var(--line);
}
.card h3{font-size:21px;margin:0 0 10px}
.card p{margin:0;color:var(--muted);font-size:15.5px}
.card ul{margin:16px 0 0;padding:0;list-style:none}
.card li{font-size:14px;color:var(--ink);padding:6px 0 6px 20px;position:relative;border-top:1px solid var(--paper-2)}
.card li:first-child{border-top:none}
.card li::before{content:"";position:absolute;left:0;top:14px;width:7px;height:7px;background:var(--gold);border-radius:50%}
.card .more{display:inline-block;margin-top:18px;font-size:14px;font-weight:600;color:var(--steel)}

/* Service detail rows (services page) */
.svc-row{display:grid;grid-template-columns:0.9fr 1.1fr;gap:56px;align-items:start;padding:64px 0;border-top:1px solid var(--line)}
.svc-row:first-of-type{border-top:none;padding-top:20px}
.svc-row .num{font-family:Georgia,serif;font-size:15px;color:var(--gold);letter-spacing:.12em}
.svc-row h2{font-size:30px;margin:10px 0 0}
.svc-row .lede{font-size:17px;color:var(--muted);margin:16px 0 0}
.svc-list{margin:0;padding:0;list-style:none}
.svc-list li{
  padding:18px 0 18px 34px;border-top:1px solid var(--paper-2);position:relative;font-size:16px;color:var(--ink);
}
.svc-list li:first-child{border-top:none}
.svc-list li b{display:block;font-family:Georgia,serif;color:var(--navy);font-size:17px;margin-bottom:3px}
.svc-list li span{color:var(--muted);font-size:14.5px}
.svc-list li::before{content:"";position:absolute;left:6px;top:26px;width:8px;height:8px;background:var(--gold);border-radius:50%}

/* Approach */
.approach{background:var(--navy);color:#dfe7f1}
.approach h2{color:#fff}
.approach .section-head p{color:#9db8d6}
.approach .eyebrow{color:#8aa7cc}
.pillars{display:grid;grid-template-columns:repeat(4,1fr);gap:30px;margin-top:54px}
.pillar h3{color:#fff;font-size:19px;margin:0 0 10px}
.pillar .n{font-family:Georgia,serif;font-size:15px;color:var(--gold);display:block;margin-bottom:14px;letter-spacing:.1em}
.pillar p{color:#a9bcd4;font-size:14.5px;margin:0}
.pillar{border-top:2px solid rgba(255,255,255,.14);padding-top:22px}

/* Leadership */
.people{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;margin-top:52px}
.person{background:var(--white);border:1px solid var(--line);border-radius:3px;padding:30px}
.person .avatar{
  width:60px;height:60px;border-radius:50%;background:var(--navy);color:#fff;
  display:flex;align-items:center;justify-content:center;font-family:Georgia,serif;font-size:22px;margin-bottom:18px;
}
.person h3{font-size:19px;margin:0 0 4px}
.person .role{font-size:13.5px;color:var(--gold);font-weight:600;letter-spacing:.02em}
.person p{font-size:14.5px;color:var(--muted);margin:14px 0 0}

/* Facts list */
.facts{display:grid;grid-template-columns:repeat(4,1fr);gap:26px;margin-top:20px}
.fact{border-left:2px solid var(--gold);padding:6px 0 6px 20px}
.fact b{font-family:Georgia,serif;font-size:26px;color:var(--navy);display:block;line-height:1.1}
.fact span{font-size:14px;color:var(--muted)}

/* CTA band */
.cta-band{background:var(--paper);border-top:1px solid var(--line)}
.cta-band .wrap{display:flex;align-items:center;justify-content:space-between;gap:40px;flex-wrap:wrap;padding:64px 28px}
.cta-band h2{font-size:32px;margin:0;max-width:20ch}
.cta-band p{margin:12px 0 0;color:var(--muted);font-size:17px;max-width:48ch}

/* Contact */
.contact .grid{display:grid;grid-template-columns:1.1fr .9fr;gap:60px;align-items:start}
.contact h2{font-size:38px;margin:14px 0 0}
.contact p.lead{font-size:18px;color:var(--muted);margin:20px 0 0;max-width:46ch}
.contact .detail{margin-top:34px}
.contact .detail div{margin-bottom:18px}
.contact .detail label{display:block;font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);font-weight:600;margin-bottom:4px}
.contact .detail a,.contact .detail span{font-size:17px;color:var(--ink)}
.cardbox{background:var(--paper);border:1px solid var(--line);border-radius:3px;padding:38px 34px}
.cardbox h3{font-size:20px;margin:0 0 8px}
.cardbox p{color:var(--muted);font-size:15px;margin:0 0 24px}
.cardbox .btn{width:100%;text-align:center}
.cardbox .fallback{font-size:13.5px;color:var(--muted);margin:18px 0 0;line-height:1.6}
.cardbox .fallback a{color:var(--steel);font-weight:600}
.cardbox .field{display:block;margin-bottom:16px}
.cardbox label.fl{display:block;font-size:12.5px;color:var(--ink);font-weight:600;margin-bottom:6px}
.cardbox input,.cardbox textarea{
  width:100%;padding:12px 13px;border:1px solid var(--line);border-radius:2px;
  font-family:inherit;font-size:14.5px;color:var(--ink);background:#fff;
}
.cardbox textarea{min-height:110px;resize:vertical}

/* Footer */
footer{background:#0e2039;color:#9fb0c8;font-size:13.5px}
footer .wrap{padding:56px 28px 40px}
.foot-top{display:flex;justify-content:space-between;gap:40px;flex-wrap:wrap;align-items:flex-start}
.foot-brand{max-width:34ch}
.foot-brand .name b{color:#fff;font-family:Georgia,serif;letter-spacing:.14em;font-size:16px}
.foot-brand p{margin:14px 0 0;color:#8497b1;line-height:1.7}
.foot-links{display:flex;gap:60px;flex-wrap:wrap}
.foot-col b{color:#c7d3e4;font-size:12px;letter-spacing:.12em;text-transform:uppercase;display:block;margin-bottom:14px;font-family:"Inter",sans-serif;font-weight:600}
.foot-col a{display:block;color:#9fb0c8;margin-bottom:9px;font-size:14px}
.foot-col a:hover{color:#fff}
.foot-bottom{margin-top:44px;padding-top:26px;border-top:1px solid rgba(255,255,255,.1);display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;color:#6f83a0;font-size:12.5px}
.foot-bottom p{margin:0;max-width:80ch}

/* Responsive */
@media (max-width:860px){
  .hero h1{font-size:40px}
  .page-header h1{font-size:34px}
  .band .grid{grid-template-columns:1fr;gap:30px}
  .cards{grid-template-columns:1fr}
  .pillars{grid-template-columns:1fr 1fr}
  .people{grid-template-columns:1fr}
  .facts{grid-template-columns:1fr 1fr}
  .svc-row{grid-template-columns:1fr;gap:24px}
  .contact .grid{grid-template-columns:1fr;gap:36px}
  nav.links{
    display:none;position:absolute;top:76px;left:0;right:0;background:#fff;
    flex-direction:column;gap:0;padding:8px 0;border-bottom:1px solid var(--line);
    box-shadow:0 20px 40px -28px rgba(19,41,75,.5);
  }
  nav.links.open{display:flex}
  nav.links a{padding:14px 28px;width:100%}
  nav.links a.active::after{display:none}
  nav.links .btn{margin:10px 28px;width:calc(100% - 56px);text-align:center}
  .nav-toggle{display:flex;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:8px}
  .nav-toggle span{width:24px;height:2px;background:var(--navy);display:block}
}
@media (max-width:520px){
  .pillars,.facts{grid-template-columns:1fr}
  .hero .wrap{padding-top:64px;padding-bottom:100px}
  section{padding:64px 0}
  .cta-band .wrap{flex-direction:column;align-items:flex-start}
}